Healthcare Reform Update for 3/24/14:
Depending on your income, the government may pay part of your monthly premium via a subsidy and provide you cost sharing subsidies. The only way to find out is to apply. You may contact me at (888)-410-3799. I will assist you in submitting your application to healthcare.gov. My services are FREE to you. I am certified by the Federal Goverment to advise you on your healthcare options.
Healthcare Reform Update for 1/22/14:
Lots are interesting developments are happening in the PA health insurance market. Companies such as Assurant and United Healthcare/Golden Rule are making their presence know. Assurant has rolled out ACA compliant PPO plans that offer highly attractive premiums on a national network. And remember EVERYONE is APPROVED!
For the young, single and healthy individuals. Many are flocking to the United Healthcare/Golden Rule Short-Term Health Insurance Plans. These plans offer NEXT-DAY effective dates, can cut 50% off your premiums and are also on a national network.
Healthcare Reform Update for 10/12/13:
Things are a bit nuts right now. Healthcare.gov is not working, I repeat it is not working. Many cannot get on the website, if they get on, they will experience error after error. I am putting together a list of people to contact once their system is working. Remember, we will only want to use Healthcare.gov if you can qualify for a monthly subsidy from the government. If you don't qualify for a subsidy, I can assist you in getting guaranteed issue coverage NOW (starting 1/1/14). You still have the ability to purchase coverage starting this year (2013), if you're healthy THIS WILL SAVE YOU A LOT. Call or inbox for quotes...
Healthcare Reform Update for 9/11/13:
Many things are changing with Healthcare Reform and the Affordable Care Act. Starting January 2014, you can no longer be turned down for coverage due to medical conditions. You also will not be able to recieve a higher rate for pre-existing conditions. Open Enrollment for the these new ACA Plans will start on 10-1-2013 and continue until until 3-31-2014. During open enrollment I will be able to assist you in comparing your plan options and enrolling into a plan.
In addition to PA, we also serve the insurance needs of individuals and businesses in NJ, DE, MD, DC and CA...
What our actual clients have said:
"I never knew how easy and fast it could be when dealing with an independent insurance agent like Mike. He was versed in the material and had an uncanny ability in applying that knowledge to my particular needs. I am a very happy customer" - Robert in Bristol
"Mike is on the ball and very efficient" - Louis in Broomall
"Mike is very knowledgeable about the industry and was able to find a policy that matched my needs. He is reliable and always got back to me right away. I highly recommend Mike" - Jennifer in King of Prussia
"I worked with Mike via telephone contact and he was successful in securing an insurance plan for my within a timely manner. Very professional and trustworthy person. -Katrina in Philadelphia
"Mike first saved me monthy of my insurance when he switched me to a new provider. Two years later, he saved me even more money (and got me better benefits) by switching me to a new plan within my current provider" - Jean In West Chester
Our mission is to provide our clients with clear, understandable advice regarding their insurance options.
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Click the "Request a Quote" tab to compare your options or call us Toll Free at (888)-410-3799.
Pennsylvania Health & Life Insurance Agency